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First Federal Savings and Loan Bank

Olathe, KS · Cert 28635 · Peer group: banks under $1B in assets in the Kansas City, MO-KS area (n=39-40) · First Fed of Olathe Bcorp Inc.

State charter, non-member · FDIC · 1 branch

Q2 2026

$109.5MAssets
$86.7MLoans
$91.8MDeposits
$13.4MEquity

Executive Summary

  • Strongest standing: efficiency ratio outperforms 100% of banks under $1B in assets in the Kansas City, MO-KS area (rank 1 of 40).
  • Widest gap: nonperforming loans / loans trails 77% of banks under $1B in assets in the Kansas City, MO-KS area (rank 31 of 39).
  • Overall: at or above the peer median on 7 of 9 directional measures.

Return on Assets

2.69%

Rank 3 of 40

Net Interest Margin

4.74%

Rank 6 of 40

Efficiency Ratio

27.75%

Rank 1 of 40

Equity / Assets

12.21%

Rank 11 of 40

Non-interest income vs. expense

$0.0M$1.4MINCOMEEXPENSE
Unfavorable gap of $1.4M · efficiency ratio beats 100% of banks under $1B in assets in the Kansas City, MO-KS area
Bank 27.75%Peer median 58.1%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRank8-Qtr TrendPeer Position
Earnings
Return on Assets2.69%1.02%1.39%1.86%Beats 93%3 / 40
Return on Equity22.05%10.74%14.78%21.32%Beats 80%8 / 40
Net Interest Margin4.74%3.33%4.05%4.63%Beats 85%6 / 40
Efficiency Ratio27.75%51.70%58.10%69.29%Beats 100%1 / 40
Asset Quality
Nonperforming Loans / Loans1.28%0.05%0.20%1.11%Beats 23%31 / 39
Net Charge-Offs / Loans0.00%n/a0.00%0.05%Beats 100%15 / 39
Capital
Tier 1 Capital Ratio12.27%11.32%12.27%16.94%Beats 50%20 / 40
Total Risk-Based Capital Ratio12.27%11.32%13.09%17.63%Beats 38%25 / 40
Equity / Assets12.21%8.41%10.10%12.34%Beats 73%11 / 40
Liquidity & Funding
Loans / Deposits94.51%73.50%85.60%94.85%70th pctl12 / 40
Loans / Assets79.23%62.75%69.87%79.23%75th pctl10 / 40
Brokered Deposits / Depositsn/aNot reported for this institution