Equitable Bank, S.S.B., The
Wauwatosa, WI · Cert 28614 · Peer group: banks under $1B in assets in WI (n=109-112) · Teb MHC
SI · FDIC · 6 branches
Q2 2026
$327.1MAssets
$286.0MLoans
$289.1MDeposits
$30.6MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in WI (rank 36 of 109).
- Widest gap: efficiency ratio trails 96% of banks under $1B in assets in WI (rank 109 of 112).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.31%
Rank 106 of 112
Net Interest Margin
2.97%
Rank 95 of 112
Efficiency Ratio
99.90%
Rank 109 of 112
Equity / Assets
9.36%
Rank 78 of 112
Non-interest income vs. expense
Unfavorable gap of $9.7M · efficiency ratio beats 4% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.31% | 0.85% | 1.17% | 1.51% | Beats 5% | 106 / 112 | |
| Return on Equity | 3.31% | 7.87% | 10.91% | 13.85% | Beats 5% | 106 / 112 | |
| Net Interest Margin | 2.97% | 3.19% | 3.59% | 3.89% | Beats 15% | 95 / 112 | |
| Efficiency Ratio | 99.90% | 54.87% | 62.73% | 72.61% | Beats 4% | 109 / 112 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.05% | 0.03% | 0.22% | 0.91% | Beats 71% | 33 / 109 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.01% | Beats 100% | 36 / 109 | |
| Capital |
| Tier 1 Capital Ratio | 9.70% | 11.22% | 12.95% | 15.76% | Beats 11% | 100 / 112 | |
| Total Risk-Based Capital Ratio | 9.70% | 11.57% | 13.59% | 16.73% | Beats 10% | 101 / 112 | |
| Equity / Assets | 9.36% | 9.17% | 10.74% | 13.13% | Beats 30% | 78 / 112 | |
| Liquidity & Funding |
| Loans / Deposits | 98.93% | 75.89% | 86.36% | 98.49% | 76th pctl | 27 / 111 | |
| Loans / Assets | 87.43% | 64.03% | 71.52% | 78.98% | 98th pctl | 2 / 112 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |