PackageTrendsPeer
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Maritime Savings Bank

West Allis, WI · Cert 28612

FDIC

Q2 2010

$350.5MAssets
$242.2MLoans
$248.1MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of -1.59%, up 11 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 97.63% of deposits as of Q2 2010.

Return on Assets (YTD, annualized)

-1.59%+11 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 2008Q4 2008Q1 2009Q2 2009Q3 2009Q4 2009Q1 2010Q2 2010YoY ΔTrend
Earnings
Return on Assets0.13%0.03%-3.74%-1.69%-6.79%-5.37%0.79%-1.59%+11 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)5.72%7.00%1.15%-0.22%-8.02%-7.85%-7.02%-13.55%-1,333 bps
Loan Growth (YoY)5.97%7.34%0.69%-7.75%-12.85%-22.16%-21.22%-21.26%-1,351 bps
Deposit Growth (YoY)-1.06%6.08%2.85%3.73%2.42%5.80%4.97%-6.45%-1,019 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits131.50%135.04%128.37%115.98%111.89%99.35%96.33%97.63%-1,836 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a