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Argentine Federal Savings

Kansas City, KS · Cert 28507 · Peer group: banks under $1B in assets in the Kansas City, MO-KS area (n=39-40)

State savings bank · OCC · 2 branches

Q2 2026

$70.4MAssets
$48.0MLoans
$56.0MDeposits
$8.2MEquity

Executive Summary

  • Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in the Kansas City, MO-KS area (rank 15 of 39).
  • Widest gap: net interest margin trails 100% of banks under $1B in assets in the Kansas City, MO-KS area (rank 40 of 40).
  • Overall: at or above the peer median on 2 of 9 directional measures.

Return on Assets

0.15%

Rank 39 of 40

Net Interest Margin

2.44%

Rank 40 of 40

Efficiency Ratio

90.04%

Rank 38 of 40

Equity / Assets

11.63%

Rank 12 of 40

Non-interest income vs. expense

$0.2M$1.7MINCOMEEXPENSE
Unfavorable gap of $1.5M · efficiency ratio beats 7% of banks under $1B in assets in the Kansas City, MO-KS area
Bank 90.04%Peer median 58.1%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRank8-Qtr TrendPeer Position
Earnings
Return on Assets0.15%1.02%1.39%1.86%Beats 3%39 / 40
Return on Equity1.32%10.74%14.78%21.32%Beats 5%38 / 40
Net Interest Margin2.44%3.33%4.05%4.63%Beats 0%40 / 40
Efficiency Ratio90.04%51.70%58.10%69.29%Beats 7%38 / 40
Asset Quality
Nonperforming Loans / Loans2.11%0.05%0.20%1.11%Beats 8%37 / 39
Net Charge-Offs / Loans0.00%n/a0.00%0.05%Beats 100%15 / 39
Capital
Tier 1 Capital Ratio11.71%11.32%12.27%16.94%Beats 33%27 / 40
Total Risk-Based Capital Ratio11.71%11.32%13.09%17.63%Beats 30%28 / 40
Equity / Assets11.63%8.41%10.10%12.34%Beats 70%12 / 40
Liquidity & Funding
Loans / Deposits85.75%73.50%85.60%94.85%53rd pctl19 / 40
Loans / Assets68.21%62.75%69.87%79.23%38th pctl25 / 40
Brokered Deposits / Depositsn/aNot reported for this institution