Argentine Federal Savings
Kansas City, KS · Cert 28507 · Peer group: banks under $1B in assets in the Kansas City, MO-KS area (n=39-40)
State savings bank · OCC · 2 branches
Q2 2026
$70.4MAssets
$48.0MLoans
$56.0MDeposits
$8.2MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in the Kansas City, MO-KS area (rank 15 of 39).
- Widest gap: net interest margin trails 100% of banks under $1B in assets in the Kansas City, MO-KS area (rank 40 of 40).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.15%
Rank 39 of 40
Net Interest Margin
2.44%
Rank 40 of 40
Efficiency Ratio
90.04%
Rank 38 of 40
Equity / Assets
11.63%
Rank 12 of 40
Non-interest income vs. expense
Unfavorable gap of $1.5M · efficiency ratio beats 7% of banks under $1B in assets in the Kansas City, MO-KS area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.15% | 1.02% | 1.39% | 1.86% | Beats 3% | 39 / 40 | |
| Return on Equity | 1.32% | 10.74% | 14.78% | 21.32% | Beats 5% | 38 / 40 | |
| Net Interest Margin | 2.44% | 3.33% | 4.05% | 4.63% | Beats 0% | 40 / 40 | |
| Efficiency Ratio | 90.04% | 51.70% | 58.10% | 69.29% | Beats 7% | 38 / 40 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.11% | 0.05% | 0.20% | 1.11% | Beats 8% | 37 / 39 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.05% | Beats 100% | 15 / 39 | |
| Capital |
| Tier 1 Capital Ratio | 11.71% | 11.32% | 12.27% | 16.94% | Beats 33% | 27 / 40 | |
| Total Risk-Based Capital Ratio | 11.71% | 11.32% | 13.09% | 17.63% | Beats 30% | 28 / 40 | |
| Equity / Assets | 11.63% | 8.41% | 10.10% | 12.34% | Beats 70% | 12 / 40 | |
| Liquidity & Funding |
| Loans / Deposits | 85.75% | 73.50% | 85.60% | 94.85% | 53rd pctl | 19 / 40 | |
| Loans / Assets | 68.21% | 62.75% | 69.87% | 79.23% | 38th pctl | 25 / 40 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |