Farmers Bank
Buhl, ID · Cert 2850 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Farmers Bcorp Inc.
State charter, non-member · FDIC · 6 branches
Q2 2026
$678.4MAssets
$435.2MLoans
$563.4MDeposits
$104.4MEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 92% of banks under $1B in assets operating in a single state (rank 57 of 746).
- Widest gap: nonperforming loans / loans trails 57% of banks under $1B in assets operating in a single state (rank 426 of 743).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
1.61%
Rank 132 of 746
Net Interest Margin
4.01%
Rank 243 of 746
Efficiency Ratio
45.61%
Rank 57 of 746
Equity / Assets
15.39%
Rank 87 of 746
Non-interest income vs. expense
Unfavorable gap of $10.5M · efficiency ratio beats 92% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.61% | 0.72% | 1.06% | 1.45% | Beats 82% | 132 / 746 | | |
| Return on Equity | 10.48% | 6.74% | 10.51% | 13.63% | Beats 50% | 374 / 746 | | |
| Net Interest Margin | 4.01% | 3.17% | 3.68% | 4.16% | Beats 67% | 243 / 746 | | |
| Efficiency Ratio | 45.61% | 55.74% | 64.58% | 75.47% | Beats 92% | 57 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.59% | 0.09% | 0.42% | 1.07% | Beats 43% | 426 / 743 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 64% | 268 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 21.96% | 11.55% | 13.75% | 17.60% | Beats 87% | 100 / 746 | | |
| Total Risk-Based Capital Ratio | 23.22% | 11.71% | 14.33% | 18.43% | Beats 87% | 95 / 746 | | |
| Equity / Assets | 15.39% | 8.90% | 10.51% | 13.06% | Beats 88% | 87 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 77.25% | 61.31% | 78.27% | 90.78% | 48th pctl | 385 / 746 | | |
| Loans / Assets | 64.16% | 53.60% | 66.97% | 76.08% | 43rd pctl | 424 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |