Milwaukee, WI · Cert 28480
SL · FDIC · 1 branch
Q2 2026
Market Position · Milwaukee-Waukesha, WI · 2026 SOD (annual) · 0.0% share · #42 of 43 inst. · $0.0B of $79.9B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -1.20% | 1.27% | -0.10% | -2.12% | -1.43% | -7.57% | -3.59% | -2.93% | -81 bps | |
| Return on Equity | -13.50% | 14.23% | -1.11% | -24.14% | -16.81% | -99.13% | -55.77% | -50.81% | -2,666 bps | |
| Net Interest Margin | 4.33% | 4.54% | 5.36% | 3.43% | 4.57% | 4.33% | 3.81% | 4.30% | +86 bps | |
| Efficiency Ratio | 120.90% | 103.27% | 101.85% | 156.44% | 131.94% | 254% | 198.97% | 156.05% | -39 bps | |
| Non-Interest Burden | 5.26% | 4.65% | 5.40% | 5.55% | 6.00% | 10.97% | 7.59% | 6.72% | +117 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -14.63% | -11.97% | -5.36% | -2.49% | -1.72% | -10.32% | -12.57% | -13.24% | -1,076 bps | |
| Loan Growth (YoY) | 4.41% | 1.86% | 1.93% | 2.60% | -5.13% | -7.06% | -11.48% | -14.56% | -1,716 bps | |
| Deposit Growth (YoY) | -17.24% | -13.32% | -6.24% | -0.95% | 0.22% | -10.61% | -10.17% | -10.29% | -933 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 14.11% | 12.87% | 6.38% | 7.09% | 8.59% | 18.82% | 14.42% | 19.47% | +1,238 bps | |
| Net Charge-Offs / Loans | 0.00% | -0.02% | 1.29% | -0.63% | 0.15% | -0.02% | -0.02% | 0.15% | +77 bps | |
| Allowance / Loans | 0.90% | 1.26% | 0.94% | 1.12% | 1.10% | 1.50% | 1.59% | 1.53% | +41 bps | |
| Allowance Coverage of NPLs | 0.1x | 0.1x | 0.1x | 0.2x | 0.1x | 0.1x | 0.1x | 0.1x | -0.1x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 8.51% | 8.50% | 8.49% | 8.04% | 7.90% | 6.84% | 6.30% | 5.46% | -258 bps | |
| Total Risk-Based Capital | 12.54% | 12.96% | 13.55% | 12.75% | 12.19% | 10.33% | 9.71% | 8.87% | -388 bps | |
| Equity / Assets | 8.84% | 9.02% | 8.94% | 8.61% | 8.39% | 6.82% | 6.04% | 5.49% | -313 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 93.99% | 90.31% | 88.75% | 88.94% | 88.98% | 93.90% | 87.45% | 84.70% | -424 bps | |
| Liquid Assets / Assets | 1.19% | 1.09% | 1.08% | 1.14% | 1.15% | 1.18% | 1.20% | 1.24% | +11 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 366% | 414% | 404% | n/a | n/a | |