First Fed Bank
Port Angeles, WA · Cert 28405 · Peer group: banks $1B-$10B in assets (n=322-328) · First Northwest Bcorp
State charter, non-member · FDIC · 14 branches
Q2 2026
$2.1BAssets
$1.6BLoans
$1.6BDeposits
$180.9MEquity
Executive Summary
- Strongest standing: total risk-based capital ratio outperforms 41% of banks $1B-$10B in assets (rank 195 of 328).
- Widest gap: efficiency ratio trails 98% of banks $1B-$10B in assets (rank 324 of 328).
- Overall: at or above the peer median on 0 of 9 directional measures.
Return on Assets
0.20%
Rank 319 of 328
Net Interest Margin
2.89%
Rank 268 of 328
Efficiency Ratio
94.71%
Rank 324 of 328
Equity / Assets
8.59%
Rank 282 of 328
Non-interest income vs. expense
Unfavorable gap of $56.3M · efficiency ratio beats 2% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.20% | 0.91% | 1.22% | 1.52% | Beats 3% | 319 / 328 | | |
| Return on Equity | 2.28% | 8.43% | 11.45% | 14.43% | Beats 3% | 318 / 328 | | |
| Net Interest Margin | 2.89% | 3.03% | 3.45% | 3.83% | Beats 18% | 268 / 328 | | |
| Efficiency Ratio | 94.71% | 51.61% | 59.56% | 67.53% | Beats 2% | 324 / 328 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.28% | 0.24% | 0.51% | 1.03% | Beats 20% | 260 / 322 | | |
| Net Charge-Offs / Loans | 0.06% | 0.01% | 0.03% | 0.10% | Beats 37% | 204 / 322 | | |
| Capital |
| Tier 1 Capital Ratio | 12.40% | 11.75% | 13.15% | 15.47% | Beats 38% | 203 / 328 | | |
| Total Risk-Based Capital Ratio | 13.44% | 12.63% | 14.15% | 16.46% | Beats 41% | 195 / 328 | | |
| Equity / Assets | 8.59% | 9.15% | 10.33% | 12.01% | Beats 14% | 282 / 328 | | |
| Liquidity & Funding |
| Loans / Deposits | 100.04% | 76.63% | 87.92% | 95.36% | 86th pctl | 46 / 323 | | |
| Loans / Assets | 76.66% | 65.18% | 74.15% | 79.98% | 62nd pctl | 126 / 328 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |