Edward Jones Trust Company
Saint Louis, MO · Cert 28390 · Peer group: banks under $1B in assets in the St. Louis, MO-IL area (n=40)
State savings bank · OCC · 1 branch
Q2 2026
$160.5MAssets
$0KLoans
$500KDeposits
$146.9MEquity
Executive Summary
- Strongest standing: return on assets outperforms 98% of banks under $1B in assets in the St. Louis, MO-IL area (rank 1 of 40).
- Widest gap: efficiency ratio trails 78% of banks under $1B in assets in the St. Louis, MO-IL area (rank 32 of 40).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
8.27%
Rank 1 of 40
Net Interest Margin
3.22%
Rank 20 of 40
Efficiency Ratio
79.03%
Rank 32 of 40
Equity / Assets
91.53%
Rank 1 of 40
Non-interest income vs. expense
Favorable gap of $13.4M · efficiency ratio beats 22% of banks under $1B in assets in the St. Louis, MO-IL area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 8.27% | 0.64% | 1.04% | 1.26% | Beats 98% | 1 / 40 | | |
| Return on Equity | 9.04% | 6.25% | 9.97% | 13.41% | Beats 45% | 22 / 40 | | |
| Net Interest Margin | 3.22% | 3.09% | 3.22% | 3.62% | Beats 48% | 20 / 40 | | |
| Efficiency Ratio | 79.03% | 57.08% | 64.37% | 75.86% | Beats 22% | 32 / 40 | | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 356% | 10.29% | 12.88% | 15.77% | Beats 98% | 1 / 40 | | |
| Total Risk-Based Capital Ratio | 356% | 10.64% | 13.30% | 17.01% | Beats 98% | 1 / 40 | | |
| Equity / Assets | 91.53% | 8.59% | 9.46% | 12.46% | Beats 98% | 1 / 40 | | |
| Liquidity & Funding |
| Loans / Deposits | 0.00% | 66.12% | 79.48% | 94.60% | 0th pctl | 39 / 40 | | |
| Loans / Assets | 0.00% | 54.69% | 68.52% | 77.46% | 0th pctl | 39 / 40 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |