Connect Community Bank
Raymond, WA · Cert 28266 · Peer group: banks under $1B in assets (n=581-629)
SI · FDIC · 2 branches
Q2 2026
$72.7MAssets
$58.3MLoans
$69.7MDeposits
$2.7MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 70% of banks under $1B in assets (rank 175 of 581).
- Widest gap: equity / assets trails 100% of banks under $1B in assets (rank 628 of 629).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
-1.77%
Rank 609 of 629
Net Interest Margin
2.89%
Rank 507 of 629
Efficiency Ratio
153.48%
Rank 613 of 629
Equity / Assets
3.66%
Rank 628 of 629
Non-interest income vs. expense
Unfavorable gap of $3.3M · efficiency ratio beats 3% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.77% | 0.60% | 1.01% | 1.45% | Beats 3% | 609 / 629 | | |
| Return on Equity | -48.31% | 5.38% | 9.30% | 13.28% | Beats 0% | 626 / 629 | | |
| Net Interest Margin | 2.89% | 3.03% | 3.54% | 4.05% | Beats 19% | 507 / 629 | | |
| Efficiency Ratio | 153.48% | 58.35% | 67.79% | 79.08% | Beats 3% | 613 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.15% | 0.09% | 0.46% | 1.20% | Beats 70% | 175 / 581 | | |
| Net Charge-Offs / Loans | 0.15% | n/a | 0.01% | 0.06% | Beats 10% | 523 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 7.66% | 11.24% | 13.84% | 18.77% | Beats 0% | 628 / 629 | | |
| Total Risk-Based Capital Ratio | 8.91% | 11.58% | 14.43% | 19.66% | Beats 1% | 623 / 629 | | |
| Equity / Assets | 3.66% | 9.09% | 10.65% | 13.80% | Beats 0% | 628 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 83.67% | 67.24% | 80.90% | 93.48% | 54th pctl | 275 / 594 | | |
| Loans / Assets | 80.29% | 53.31% | 67.71% | 78.15% | 82nd pctl | 115 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |