Home Savings Bank
Chanute, KS · Cert 28246 · Peer group: banks under $1B in assets in KS (n=98)
State savings bank · OCC · 1 branch
Q2 2026
$115.1MAssets
$72.8MLoans
$90.5MDeposits
$19.6MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in KS (rank 36 of 98).
- Widest gap: return on equity trails 96% of banks under $1B in assets in KS (rank 94 of 98).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
0.99%
Rank 78 of 98
Net Interest Margin
3.81%
Rank 33 of 98
Efficiency Ratio
67.33%
Rank 81 of 98
Equity / Assets
16.99%
Rank 12 of 98
Non-interest income vs. expense
Unfavorable gap of $2.9M · efficiency ratio beats 18% of banks under $1B in assets in KS | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.99% | 1.03% | 1.24% | 1.54% | Beats 20% | 78 / 98 | | |
| Return on Equity | 5.81% | 8.85% | 11.58% | 14.73% | Beats 4% | 94 / 98 | | |
| Net Interest Margin | 3.81% | 3.24% | 3.62% | 3.91% | Beats 66% | 33 / 98 | | |
| Efficiency Ratio | 67.33% | 51.87% | 58.88% | 64.74% | Beats 18% | 81 / 98 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.12% | 0.01% | 0.33% | 1.05% | Beats 67% | 33 / 98 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.03% | Beats 100% | 36 / 98 | | |
| Capital |
| Tier 1 Capital Ratio | 29.28% | 11.81% | 13.71% | 17.33% | Beats 94% | 6 / 98 | | |
| Total Risk-Based Capital Ratio | 30.54% | 11.81% | 14.13% | 17.45% | Beats 94% | 6 / 98 | | |
| Equity / Assets | 16.99% | 8.60% | 11.34% | 13.10% | Beats 88% | 12 / 98 | | |
| Liquidity & Funding |
| Loans / Deposits | 80.40% | 57.09% | 69.84% | 82.47% | 70th pctl | 29 / 98 | | |
| Loans / Assets | 63.23% | 49.34% | 58.31% | 68.94% | 60th pctl | 39 / 98 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |