Somerville, MA · Cert 28213 · Peer group: banks under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (n=28-29)
State savings bank · OCC · 3 branches
Q2 2026
$407.9MAssets
$298.4MLoans
$299.3MDeposits
$41.4MEquity
Executive Summary
Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 6 of 29).
Widest gap: return on assets trails 86% of banks under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 25 of 29).
Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
0.12%
Rank 25 of 29
Net Interest Margin
2.60%
Rank 17 of 29
Efficiency Ratio
96.93%
Rank 25 of 29
Equity / Assets
10.16%
Rank 12 of 29
Non-interest income vs. expense
Unfavorable gap of $10.4M · efficiency ratio beats 17% of banks under $1B in assets in the Boston-Cambridge-Newton, MA-NH area