Northwest Bank
Warren, PA · Cert 28178 · Peer group: banks over $10B in assets (n=142-144) · Northwest Bancshares Inc.
SI · FDIC · 161 branches
Q2 2026
$17.2BAssets
$13.2BLoans
$14.4BDeposits
$2.0BEquity
Executive Summary
- Strongest standing: net interest margin outperforms 72% of banks over $10B in assets (rank 41 of 144).
- Widest gap: tier 1 capital ratio trails 54% of banks over $10B in assets (rank 78 of 144).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.31%
Rank 65 of 144
Net Interest Margin
3.63%
Rank 41 of 144
Efficiency Ratio
56.58%
Rank 78 of 144
Equity / Assets
11.60%
Rank 65 of 144
Non-interest income vs. expense
Unfavorable gap of $286.1M · efficiency ratio beats 47% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.31% | 1.00% | 1.26% | 1.54% | Beats 55% | 65 / 144 | | |
| Return on Equity | 11.25% | 8.98% | 11.34% | 14.40% | Beats 49% | 74 / 144 | | |
| Net Interest Margin | 3.63% | 2.82% | 3.31% | 3.68% | Beats 72% | 41 / 144 | | |
| Efficiency Ratio | 56.58% | 49.42% | 56.02% | 62.41% | Beats 47% | 78 / 144 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.69% | 0.48% | 0.73% | 1.07% | Beats 54% | 67 / 142 | | |
| Net Charge-Offs / Loans | 0.11% | 0.05% | 0.11% | 0.22% | Beats 54% | 67 / 142 | | |
| Capital |
| Tier 1 Capital Ratio | 12.79% | 12.07% | 12.98% | 14.92% | Beats 46% | 78 / 144 | | |
| Total Risk-Based Capital Ratio | 14.04% | 13.39% | 14.14% | 16.25% | Beats 47% | 76 / 144 | | |
| Equity / Assets | 11.60% | 9.69% | 11.39% | 12.96% | Beats 55% | 65 / 144 | | |
| Liquidity & Funding |
| Loans / Deposits | 92.07% | 75.72% | 84.92% | 91.56% | 77th pctl | 33 / 143 | | |
| Loans / Assets | 76.98% | 59.83% | 69.07% | 74.80% | 79th pctl | 30 / 144 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |