Hancock
Findlay, OH · Charter 2815 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$118.4MAssets
$85.4MLoans
$105.8MShares
$10.4MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 54% of credit unions under $1B in assets (rank 767 of 1682).
- Widest gap: equity / assets trails 91% of credit unions under $1B in assets (rank 1531 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.39%
Rank 1,233 of 1,683
Net Interest Margin
3.78%
Rank 874 of 1,683
Efficiency Ratio
89.20%
Rank 1,357 of 1,682
Equity / Assets
8.79%
Rank 1,531 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.39% | 0.35% | 0.74% | 1.18% | Beats 27% | 1,233 / 1,683 | | |
| Return on Equity | 4.40% | 2.67% | 5.89% | 8.74% | Beats 38% | 1,034 / 1,681 | | |
| Net Interest Margin | 3.78% | 3.31% | 3.82% | 4.32% | Beats 48% | 874 / 1,683 | | |
| Efficiency Ratio | 89.20% | 68.91% | 78.20% | 86.93% | Beats 19% | 1,357 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.58% | 0.26% | 0.65% | 1.29% | Beats 54% | 767 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.79% | 10.44% | 12.89% | 16.53% | Beats 9% | 1,531 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.79% | 10.44% | 12.89% | 16.53% | Beats 9% | 1,531 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 80.77% | 52.61% | 69.38% | 83.50% | 71st pctl | 492 / 1,683 | | |
| Loans / Assets | 72.13% | 44.71% | 59.18% | 70.72% | 78th pctl | 373 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |