Wafd Bank
Seattle, WA · Cert 28088 · Peer group: banks over $10B in assets (n=142-144) · Wafd Inc.
State charter, non-member · FDIC · 212 branches
Q2 2026
$27.6BAssets
$20.2BLoans
$21.1BDeposits
$3.0BEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 90% of banks over $10B in assets (rank 15 of 142).
- Widest gap: net interest margin trails 83% of banks over $10B in assets (rank 119 of 144).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.99%
Rank 111 of 144
Net Interest Margin
2.69%
Rank 119 of 144
Efficiency Ratio
53.53%
Rank 56 of 144
Equity / Assets
10.98%
Rank 81 of 144
Non-interest income vs. expense
Unfavorable gap of $356.2M · efficiency ratio beats 62% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.99% | 1.00% | 1.26% | 1.54% | Beats 23% | 111 / 144 | |
| Return on Equity | 8.98% | 8.98% | 11.34% | 14.40% | Beats 25% | 108 / 144 | |
| Net Interest Margin | 2.69% | 2.82% | 3.31% | 3.68% | Beats 17% | 119 / 144 | |
| Efficiency Ratio | 53.53% | 49.42% | 56.02% | 62.41% | Beats 62% | 56 / 144 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.63% | 0.48% | 0.73% | 1.07% | Beats 60% | 58 / 142 | |
| Net Charge-Offs / Loans | 0.02% | 0.05% | 0.11% | 0.22% | Beats 90% | 15 / 142 | |
| Capital |
| Tier 1 Capital Ratio | 12.95% | 12.07% | 12.98% | 14.92% | Beats 49% | 73 / 144 | |
| Total Risk-Based Capital Ratio | 14.14% | 13.39% | 14.14% | 16.25% | Beats 50% | 72 / 144 | |
| Equity / Assets | 10.98% | 9.69% | 11.39% | 12.96% | Beats 44% | 81 / 144 | |
| Liquidity & Funding |
| Loans / Deposits | 96.13% | 75.72% | 84.92% | 91.56% | 87th pctl | 19 / 143 | |
| Loans / Assets | 73.38% | 59.83% | 69.07% | 74.80% | 68th pctl | 46 / 144 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |