Greenville Federal
Greenville, OH · Cert 27965 · Peer group: banks under $1B in assets in OH (n=68-71) · Greenville Federal MHC
State savings bank · OCC · 4 branches
Q2 2026
$263.9MAssets
$210.7MLoans
$240.8MDeposits
$20.7MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 72% of banks under $1B in assets in OH (rank 20 of 68).
- Widest gap: efficiency ratio trails 93% of banks under $1B in assets in OH (rank 67 of 71).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.19%
Rank 66 of 71
Net Interest Margin
3.01%
Rank 53 of 71
Efficiency Ratio
94.22%
Rank 67 of 71
Equity / Assets
7.84%
Rank 59 of 71
Non-interest income vs. expense
Unfavorable gap of $7.4M · efficiency ratio beats 7% of banks under $1B in assets in OH | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.19% | 0.62% | 1.02% | 1.39% | Beats 7% | 66 / 71 | | |
| Return on Equity | 2.37% | 5.62% | 10.07% | 13.60% | Beats 7% | 66 / 71 | | |
| Net Interest Margin | 3.01% | 2.93% | 3.56% | 4.07% | Beats 25% | 53 / 71 | | |
| Efficiency Ratio | 94.22% | 55.94% | 70.77% | 78.80% | Beats 7% | 67 / 71 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.09% | 0.08% | 0.27% | 0.97% | Beats 72% | 20 / 68 | | |
| Net Charge-Offs / Loans | 0.07% | n/a | 0.00% | 0.05% | Beats 10% | 62 / 68 | | |
| Capital |
| Tier 1 Capital Ratio | 11.16% | 11.18% | 13.77% | 20.34% | Beats 23% | 55 / 71 | | |
| Total Risk-Based Capital Ratio | 12.08% | 12.08% | 14.34% | 21.24% | Beats 24% | 54 / 71 | | |
| Equity / Assets | 7.84% | 8.41% | 10.74% | 13.32% | Beats 17% | 59 / 71 | | |
| Liquidity & Funding |
| Loans / Deposits | 87.49% | 64.48% | 76.81% | 87.49% | 75th pctl | 17 / 68 | | |
| Loans / Assets | 79.85% | 55.33% | 65.58% | 72.51% | 85th pctl | 11 / 71 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |