Greenville Federal
Greenville, OH · Cert 27965 · Peer group: banks under $1B in assets in OH (n=70-73) · Greenville Federal MHC
State savings bank · OCC · 4 branches
Q2 2026
$263.9MAssets
$210.7MLoans
$240.8MDeposits
$20.7MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 71% of banks under $1B in assets in OH (rank 21 of 70).
- Widest gap: efficiency ratio trails 93% of banks under $1B in assets in OH (rank 69 of 73).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.19%
Rank 68 of 73
Net Interest Margin
3.01%
Rank 55 of 73
Efficiency Ratio
94.22%
Rank 69 of 73
Equity / Assets
7.84%
Rank 61 of 73
Non-interest income vs. expense
Unfavorable gap of $7.4M · efficiency ratio beats 7% of banks under $1B in assets in OH | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.19% | 0.68% | 1.02% | 1.39% | Beats 7% | 68 / 73 | |
| Return on Equity | 2.37% | 5.90% | 9.34% | 13.19% | Beats 7% | 68 / 73 | |
| Net Interest Margin | 3.01% | 3.01% | 3.56% | 4.07% | Beats 25% | 55 / 73 | |
| Efficiency Ratio | 94.22% | 56.91% | 70.77% | 78.74% | Beats 7% | 69 / 73 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.09% | 0.08% | 0.27% | 0.97% | Beats 71% | 21 / 70 | |
| Net Charge-Offs / Loans | 0.07% | n/a | 0.00% | 0.05% | Beats 11% | 63 / 70 | |
| Capital |
| Tier 1 Capital Ratio | 11.16% | 11.44% | 14.23% | 20.15% | Beats 22% | 57 / 73 | |
| Total Risk-Based Capital Ratio | 12.08% | 12.24% | 14.44% | 20.45% | Beats 23% | 56 / 73 | |
| Equity / Assets | 7.84% | 8.75% | 10.85% | 13.32% | Beats 16% | 61 / 73 | |
| Liquidity & Funding |
| Loans / Deposits | 87.49% | 64.48% | 77.70% | 88.37% | 73rd pctl | 19 / 70 | |
| Loans / Assets | 79.85% | 56.60% | 65.67% | 73.89% | 84th pctl | 12 / 73 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |