Pittsburgh, PA · Cert 27894
FDIC · 2 branches
Q4 2016
Market Position · Pittsburgh, PA · 2016 SOD (annual) · 0.0% share · #44 of 52 inst. · $0.0B of $119.4B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q1 2015 | Q2 2015 | Q3 2015 | Q4 2015 | Q1 2016 | Q2 2016 | Q3 2016 | Q4 2016 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.23% | 0.19% | 0.27% | 0.24% | 0.25%1 | 0.19%1 | 0.11%1 | 0.10%1 | -13 bps | |
| Return on Equity | 1.66% | 1.42% | 2.01% | 1.73% | 1.82% | 1.34% | 0.76% | 0.74% | -99 bps | |
| Net Interest Margin | 2.89% | 2.78% | 2.76% | 2.80% | 2.78% | 2.76% | 2.74% | 2.76% | -4 bps | |
| Efficiency Ratio | 89.06% | 89.77% | 90.11% | 91.82% | 95.03% | 95.09% | 100.75% | 100.49% | +867 bps | |
| Non-Interest Burden | 2.53% | 2.45% | 2.45% | 2.52% | 2.60% | 2.58% | 2.72% | 2.72% | +20 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.86% | -0.17% | -0.05% | -2.63% | -2.29% | -2.85% | -1.88% | -1.68% | +95 bps | |
| Loan Growth (YoY) | 0.49% | 2.46% | 0.05% | 1.63% | 3.69% | 3.20% | 4.82% | 2.93% | +130 bps | |
| Deposit Growth (YoY) | 0.41% | -0.30% | 0.11% | -1.94% | -2.38% | -3.52% | -3.20% | -1.82% | +12 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | -1 bps | |
| Allowance / Loans | 1.10% | 1.07% | 1.08% | 1.06% | 1.06% | 1.04% | 1.03% | 1.03% | -3 bps | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 11.75% | 11.67% | 11.92% | 11.97% | 12.25% | 12.48% | 12.40% | 12.18% | +21 bps | |
| Total Risk-Based Capital | 26.76% | 25.50% | 26.21% | 25.88% | 26.75% | 26.66% | 26.51% | 26.07% | +19 bps | |
| Equity / Assets | 13.76% | 13.48% | 13.79% | 13.72% | 14.21% | 14.50% | 14.29% | 13.76% | +3 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 74.76% | 76.67% | 76.08% | 78.60% | 79.41% | 82.01% | 82.38% | 82.40% | +380 bps | |
| Liquid Assets / Assets | 8.42% | 7.52% | 7.31% | 4.66% | 5.77% | 4.31% | 6.03% | 5.81% | +115 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |