Pittsburgh, PA · Cert 27894
FDIC · 2 branches
Q4 2016
Market Position · Pittsburgh, PA · 2016 SOD (annual) · 0.0% share · #44 of 52 inst. · $0.0B of $119.4B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q4 2015 | Q1 2016 | Q2 2016 | Q3 2016 | Q4 2016 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.12% | 0.25%1 | 0.12% | -0.05% | 0.09%1 | -3 bps | |
| Return on Equity | 0.89% | 1.82% | 0.87% | -0.38% | 0.66% | -22 bps | |
| Net Interest Margin | 2.80% | 2.78% | 2.71% | 2.70% | 2.74% | -5 bps | |
| Efficiency Ratio | 96.99% | 95.03% | 95.16% | 112.01% | 99.71% | +273 bps | |
| Non-Interest Burden | 2.66% | 2.60% | 2.54% | 2.99% | 2.68% | +2 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.63% | -2.29% | -2.85% | -1.88% | -1.68% | +95 bps | |
| Loan Growth (YoY) | 1.63% | 3.69% | 3.20% | 4.82% | 2.93% | +130 bps | |
| Deposit Growth (YoY) | -1.94% | -2.38% | -3.52% | -3.20% | -1.82% | +12 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.00% | -0.01% | 0.00% | 0 bps | |
| Allowance / Loans | 1.06% | 1.06% | 1.04% | 1.03% | 1.03% | -3 bps | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | 11.97% | 12.25% | 12.48% | 12.40% | 12.18% | +21 bps | |
| Total Risk-Based Capital | 25.88% | 26.75% | 26.66% | 26.51% | 26.07% | +19 bps | |
| Equity / Assets | 13.72% | 14.21% | 14.50% | 14.29% | 13.76% | +3 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 78.60% | 79.41% | 82.01% | 82.38% | 82.40% | +380 bps | |
| Liquid Assets / Assets | 4.66% | 5.77% | 4.31% | 6.03% | 5.81% | +115 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |