Infirst Bank
Indiana, PA · Cert 27763 · Peer group: banks under $1B in assets (n=581-629) · Infirst Bcorp MHC
SI · FDIC · 10 branches
Q2 2026
$683.2MAssets
$602.9MLoans
$612.7MDeposits
$62.6MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 73% of banks under $1B in assets (rank 159 of 581).
- Widest gap: equity / assets trails 74% of banks under $1B in assets (rank 463 of 629).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
1.01%
Rank 317 of 629
Net Interest Margin
3.74%
Rank 253 of 629
Efficiency Ratio
65.28%
Rank 265 of 629
Equity / Assets
9.16%
Rank 463 of 629
Non-interest income vs. expense
Unfavorable gap of $15.8M · efficiency ratio beats 58% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.01% | 0.60% | 1.01% | 1.45% | Beats 50% | 317 / 629 | | |
| Return on Equity | 11.00% | 5.38% | 9.30% | 13.28% | Beats 61% | 248 / 629 | | |
| Net Interest Margin | 3.74% | 3.03% | 3.54% | 4.05% | Beats 60% | 253 / 629 | | |
| Efficiency Ratio | 65.28% | 58.35% | 67.79% | 79.08% | Beats 58% | 265 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.10% | 0.09% | 0.46% | 1.20% | Beats 73% | 159 / 581 | | |
| Net Charge-Offs / Loans | 0.01% | n/a | 0.01% | 0.06% | Beats 56% | 257 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 13.91% | 11.24% | 13.84% | 18.77% | Beats 51% | 310 / 629 | | |
| Total Risk-Based Capital Ratio | 15.17% | 11.58% | 14.43% | 19.66% | Beats 54% | 288 / 629 | | |
| Equity / Assets | 9.16% | 9.09% | 10.65% | 13.80% | Beats 26% | 463 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 98.41% | 67.24% | 80.90% | 93.48% | 83rd pctl | 100 / 594 | | |
| Loans / Assets | 88.25% | 53.31% | 67.71% | 78.15% | 97th pctl | 18 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |