West View Savings Bank
Pittsburgh, PA · Cert 27760 · Peer group: banks under $1B in assets (n=581-629) · WVS Financial Corp.
SI · FDIC · 5 branches
Q2 2026
$365.1MAssets
$89.1MLoans
$122.3MDeposits
$34.6MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets (rank 81 of 581).
- Widest gap: net interest margin trails 97% of banks under $1B in assets (rank 608 of 629).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.66%
Rank 452 of 629
Net Interest Margin
1.92%
Rank 608 of 629
Efficiency Ratio
54.65%
Rank 116 of 629
Equity / Assets
9.47%
Rank 432 of 629
Non-interest income vs. expense
Unfavorable gap of $3.7M · efficiency ratio beats 82% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.66% | 0.60% | 1.01% | 1.45% | Beats 28% | 452 / 629 | | |
| Return on Equity | 7.00% | 5.38% | 9.30% | 13.28% | Beats 33% | 424 / 629 | | |
| Net Interest Margin | 1.92% | 3.03% | 3.54% | 4.05% | Beats 3% | 608 / 629 | | |
| Efficiency Ratio | 54.65% | 58.35% | 67.79% | 79.08% | Beats 82% | 116 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.46% | 1.20% | Beats 100% | 81 / 581 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 9.36% | 11.24% | 13.84% | 18.77% | Beats 5% | 600 / 629 | | |
| Total Risk-Based Capital Ratio | 9.36% | 11.58% | 14.43% | 19.66% | Beats 4% | 601 / 629 | | |
| Equity / Assets | 9.47% | 9.09% | 10.65% | 13.80% | Beats 31% | 432 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 72.85% | 67.24% | 80.90% | 93.48% | 34th pctl | 391 / 594 | | |
| Loans / Assets | 24.40% | 53.31% | 67.71% | 78.15% | 9th pctl | 571 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |