Home Federal Bank
Shreveport, LA · Cert 27654 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Home Federal Bcorp Inc. of La
State savings bank · OCC · 11 branches
Q2 2026
$644.0MAssets
$482.1MLoans
$579.1MDeposits
$61.2MEquity
Executive Summary
- Strongest standing: return on equity outperforms 56% of banks under $1B in assets operating in a single state (rank 325 of 746).
- Widest gap: equity / assets trails 66% of banks under $1B in assets operating in a single state (rank 494 of 746).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.06%
Rank 376 of 746
Net Interest Margin
3.52%
Rank 439 of 746
Efficiency Ratio
62.46%
Rank 328 of 746
Equity / Assets
9.50%
Rank 494 of 746
Non-interest income vs. expense
Unfavorable gap of $13.0M · efficiency ratio beats 56% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.06% | 0.72% | 1.06% | 1.45% | Beats 50% | 376 / 746 | |
| Return on Equity | 11.16% | 6.74% | 10.51% | 13.63% | Beats 56% | 325 / 746 | |
| Net Interest Margin | 3.52% | 3.17% | 3.68% | 4.16% | Beats 41% | 439 / 746 | |
| Efficiency Ratio | 62.46% | 55.74% | 64.58% | 75.47% | Beats 56% | 328 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.63% | 0.09% | 0.42% | 1.07% | Beats 41% | 439 / 743 | |
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.01% | 0.05% | Beats 48% | 387 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 13.11% | 11.55% | 13.75% | 17.60% | Beats 43% | 424 / 746 | |
| Total Risk-Based Capital Ratio | 14.20% | 11.71% | 14.33% | 18.43% | Beats 49% | 382 / 746 | |
| Equity / Assets | 9.50% | 8.90% | 10.51% | 13.06% | Beats 34% | 494 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 83.25% | 61.31% | 78.27% | 90.78% | 61st pctl | 292 / 746 | |
| Loans / Assets | 74.85% | 53.60% | 66.97% | 76.08% | 71st pctl | 219 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |