New Castle, DE · Cert 27575
FDIC · 1 branch
Q2 2020
Market Position · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD · 2020 SOD (annual) · 0.0% share · #98 of 108 inst. · $0.0B of $573.0B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2018 | Q4 2018 | Q1 2019 | Q2 2019 | Q3 2019 | Q4 2019 | Q1 2020 | Q2 2020 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.04% | 1.12% | 1.62% | 1.62% | 1.63% | 1.63% | 1.09% | 0.83% | -79 bps | |
| Return on Equity | 1.07% | 1.15% | 1.67% | 1.67% | 1.68% | 1.68% | 1.12% | 0.86% | -81 bps | |
| Net Interest Margin | 1.64% | 1.73% | 2.39% | 2.37% | 2.37% | 2.36% | 1.62% | 1.26% | -110 bps | |
| Efficiency Ratio | 14.75% | 12.05% | 6.60% | 6.16% | 5.66% | 5.66% | 8.22% | 9.65% | +349 bps | |
| Non-Interest Burden | 0.24% | 0.21% | 0.16% | 0.15% | 0.13% | 0.13% | 0.13% | 0.12% | -2 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.96% | 1.12% | 1.37% | 1.44% | 1.64% | 1.70% | 1.49% | 1.23% | -22 bps | |
| Loan Growth (YoY) | 1.80% | 2.38% | 2.38% | 2.35% | 2.35% | 2.33% | 2.91% | 1.72% | -63 bps | |
| Deposit Growth (YoY) | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 97.12% | 97.08% | 97.16% | 97.14% | 97.24% | 97.25% | 97.20% | 97.11% | -3 bps | |
| Total Risk-Based Capital | 484% | 484% | 485% | 485% | 484% | 485% | 485% | 485% | +51 bps | |
| Equity / Assets | 96.90% | 96.94% | 96.92% | 96.93% | 96.91% | 96.94% | 97.01% | 97.00% | +8 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 3400% | 3440% | 3440% | 3480% | 3480% | 3520% | 3540% | 3540% | +6,000 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |