Burling Bank
Chicago, IL · Cert 27556 · Peer group: banks under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=56-57) · Burling Bcorp Inc.
State charter, non-member · FDIC · 1 branch
Q2 2026
$214.2MAssets
$176.1MLoans
$180.3MDeposits
$31.8MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 24 of 56).
- Widest gap: nonperforming loans / loans trails 91% of banks under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 52 of 56).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.94%
Rank 1 of 57
Net Interest Margin
4.37%
Rank 6 of 57
Efficiency Ratio
53.21%
Rank 10 of 57
Equity / Assets
14.85%
Rank 16 of 57
Non-interest income vs. expense
Unfavorable gap of $4.8M · efficiency ratio beats 84% of banks under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.94% | 0.51% | 0.84% | 1.19% | Beats 98% | 1 / 57 | | |
| Return on Equity | 13.09% | 3.13% | 7.76% | 11.40% | Beats 88% | 7 / 57 | | |
| Net Interest Margin | 4.37% | 3.16% | 3.63% | 4.08% | Beats 89% | 6 / 57 | | |
| Efficiency Ratio | 53.21% | 59.57% | 69.70% | 81.06% | Beats 84% | 10 / 57 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.77% | 0.06% | 0.34% | 1.78% | Beats 9% | 52 / 56 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.01% | Beats 100% | 24 / 56 | | |
| Capital |
| Tier 1 Capital Ratio | 13.65% | 12.24% | 16.06% | 19.69% | Beats 40% | 34 / 57 | | |
| Total Risk-Based Capital Ratio | 13.65% | 12.54% | 16.50% | 20.95% | Beats 39% | 35 / 57 | | |
| Equity / Assets | 14.85% | 9.37% | 11.56% | 15.00% | Beats 72% | 16 / 57 | | |
| Liquidity & Funding |
| Loans / Deposits | 97.66% | 66.29% | 85.59% | 95.16% | 81st pctl | 11 / 57 | | |
| Loans / Assets | 82.22% | 57.07% | 71.07% | 78.13% | 84th pctl | 9 / 57 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |