Carson, CA · Cert 27477
FDIC · 1 branch
Q2 2018
Market Position · Los Angeles-Long Beach-Anaheim, CA · 2017 SOD (annual) · 0.0% share · #112 of 125 inst. · $0.0B of $526.9B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2016 | Q4 2016 | Q1 2017 | Q2 2017 | Q3 2017 | Q4 2017 | Q1 2018 | Q2 2018 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -2.83% | -58.07% | -15.30% | -31.52% | -25.57% | -28.06% | -42.90% | 41.61% | +7,313 bps | |
| Return on Equity | -10.68% | -266% | -99.45% | -243% | -257% | -251% | -211% | 108.17% | +35,069 bps | |
| Net Interest Margin | 1.33% | 1.12% | 2.05% | 2.36% | 3.04% | -0.10% | 2.19% | 11.69% | +934 bps | |
| Efficiency Ratio | 153.14% | 1280% | 405% | n/a | n/a | 7525% | 2057% | -595% | n/a | |
| Non-Interest Burden | 6.74% | 63.02% | 17.68% | 43.18% | 30.66% | 42.46% | 45.09% | -69.62% | -11,281 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -14.68% | -21.48% | -45.67% | -49.74% | -68.34% | -91.15% | -93.94% | -97.64% | -4,789 bps | |
| Loan Growth (YoY) | -32.03% | -29.76% | -34.04% | -34.95% | -99.96% | -100.00% | -100.00% | -100.00% | -6,505 bps | |
| Deposit Growth (YoY) | -14.04% | -26.58% | -44.81% | -48.31% | -67.38% | -100.00% | -100.00% | -100.00% | -5,169 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 4.46% | 5.11% | 0.00% | n/a | n/a | n/a | n/a | |
| Net Charge-Offs / Loans | -0.07% | 0.61% | -5.02% | -8.63% | -31900% | n/a | n/a | n/a | n/a | |
| Allowance / Loans | 10.82% | 5.90% | 8.10% | 0.26% | 0.00% | n/a | n/a | n/a | n/a | |
| Allowance Coverage of NPLs | n/a | n/a | 1.8x | 0.1x | n/a | n/a | n/a | n/a | n/a | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 25.49% | 15.02% | 13.87% | 9.16% | 6.30% | 12.34% | 16.23% | 36.96% | +2,780 bps | |
| Total Risk-Based Capital | 88.48% | 46.12% | 43.85% | 26.94% | 43.40% | 108.39% | 98.26% | 226% | +19,903 bps | |
| Equity / Assets | 27.03% | 15.78% | 14.90% | 10.49% | 9.07% | 20.14% | 20.69% | 98.54% | +8,805 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 27.17% | 32.78% | 29.86% | 34.47% | 0.03% | n/a | n/a | n/a | n/a | |
| Liquid Assets / Assets | 37.89% | 38.92% | 28.91% | 19.62% | 55.81% | 0.00% | 0.00% | 0.00% | -1,962 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |