Oklahoma City, OK · Charter 2744
NCUA · 6 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.90% | 0.89% | 0.94% | 0.92% | 0.73% | -18 bps | |
| Return on Equity | 5.52% | 5.45% | 5.63% | 5.60% | 4.45% | -107 bps | |
| Net Interest Margin | 3.59% | 3.58% | 3.67% | 3.65% | 3.60% | 0 bps | |
| Efficiency Ratio | 72.31% | 71.79% | 71.23% | 68.14% | 71.48% | -83 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -3.08% | 1.15% | -2.67% | 1.51% | 5.36% | +844 bps | |
| Loan Growth (YoY) | -2.98% | -3.73% | -2.32% | 6.13% | 12.71% | +1,569 bps | |
| Share Growth (YoY) | -3.65% | -2.69% | -7.69% | -2.96% | 1.84% | +549 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.23% | 0.23% | 0.26% | 0.30% | 0.20% | -3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 16.38% | 16.33% | 16.78% | 16.42% | 16.31% | -8 bps | |
| Net Worth / Assets | 16.38% | 16.33% | 16.78% | 16.42% | 16.31% | -8 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 72.56% | 73.60% | 76.17% | 78.18% | 80.30% | +775 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |