McBryde
Eleele, HI · Charter 2713 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$102.7MAssets
$16.2MLoans
$78.3MShares
$27.6MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 98% of credit unions under $1B in assets (rank 33 of 1682).
- Widest gap: net interest margin trails 98% of credit unions under $1B in assets (rank 1642 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.21%
Rank 398 of 1,683
Net Interest Margin
2.28%
Rank 1,642 of 1,683
Efficiency Ratio
45.34%
Rank 33 of 1,682
Equity / Assets
26.92%
Rank 75 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.21% | 0.35% | 0.74% | 1.18% | Beats 76% | 398 / 1,683 | |
| Return on Equity | 4.48% | 2.67% | 5.89% | 8.74% | Beats 39% | 1,023 / 1,681 | |
| Net Interest Margin | 2.28% | 3.31% | 3.82% | 4.32% | Beats 2% | 1,642 / 1,683 | |
| Efficiency Ratio | 45.34% | 68.91% | 78.20% | 86.93% | Beats 98% | 33 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.69% | 0.26% | 0.65% | 1.29% | Beats 18% | 1,388 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 26.92% | 10.44% | 12.89% | 16.53% | Beats 96% | 75 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 26.92% | 10.44% | 12.89% | 16.53% | Beats 96% | 75 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 20.68% | 52.61% | 69.38% | 83.50% | 2nd pctl | 1,648 / 1,683 | |
| Loans / Assets | 15.76% | 44.71% | 59.18% | 70.72% | 2nd pctl | 1,652 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |