Native American Bank, National Association
Denver, CO · Cert 27026 · Peer group: banks under $1B in assets (n=581-629) · Native American Bcorp Co. the
National charter · OCC · 3 branches
Q2 2026
$362.0MAssets
$210.0MLoans
$302.6MDeposits
$53.6MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 95% of banks under $1B in assets (rank 33 of 629).
- Widest gap: nonperforming loans / loans trails 68% of banks under $1B in assets (rank 398 of 581).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.23%
Rank 220 of 629
Net Interest Margin
4.88%
Rank 33 of 629
Efficiency Ratio
71.36%
Rank 370 of 629
Equity / Assets
14.80%
Rank 146 of 629
Non-interest income vs. expense
Unfavorable gap of $12.7M · efficiency ratio beats 41% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.23% | 0.60% | 1.01% | 1.45% | Beats 65% | 220 / 629 | | |
| Return on Equity | 8.34% | 5.38% | 9.30% | 13.28% | Beats 43% | 359 / 629 | | |
| Net Interest Margin | 4.88% | 3.03% | 3.54% | 4.05% | Beats 95% | 33 / 629 | | |
| Efficiency Ratio | 71.36% | 58.35% | 67.79% | 79.08% | Beats 41% | 370 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.94% | 0.09% | 0.46% | 1.20% | Beats 32% | 398 / 581 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 72% | 168 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 14.39% | 11.24% | 13.84% | 18.77% | Beats 55% | 286 / 629 | | |
| Total Risk-Based Capital Ratio | 14.39% | 11.58% | 14.43% | 19.66% | Beats 49% | 318 / 629 | | |
| Equity / Assets | 14.80% | 9.09% | 10.65% | 13.80% | Beats 77% | 146 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 69.41% | 67.24% | 80.90% | 93.48% | 29th pctl | 420 / 594 | | |
| Loans / Assets | 58.01% | 53.31% | 67.71% | 78.15% | 32nd pctl | 429 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |