PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

South Bend Lathe Employees

South Bend, IN · Charter 2688

Q2 1995

$2.1MAssets
$552KLoans
$1.8MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 3.65%.
  • Asset quality: problem loans at 2.00% of loans.
  • Funding: loans stand at 30.92% of shares as of Q2 1995.

Financial Results

Return on Assets (YTD, annualized)

3.65%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets3.55%3.39%3.65%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans1.34%0.63%2.00%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans0.90%0.03%0.40%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares25.59%27.26%30.92%n/a
Liquid Assets / Assets75.11%73.56%66.45%n/a