PackageTrendsPeer
Letter portraitLegal landscape

Safra National Bank of New York

New York, NY · Cert 26876 · Peer group: banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area (n=15) · Snbny Holdings Ltd.

National charter · OCC · 7 branches

Q2 2026

$15.7BAssets
$3.7BLoans
$13.9BDeposits
$1.4BEquity

Executive Summary

  • Strongest standing: nonperforming loans / loans outperforms 100% of banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 1 of 15).
  • Widest gap: equity / assets trails 73% of banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 11 of 15).
  • Overall: at or above the peer median on 5 of 9 directional measures.

Return on Assets

0.79%

Rank 11 of 15

Net Interest Margin

1.83%

Rank 11 of 15

Efficiency Ratio

61.69%

Rank 10 of 15

Equity / Assets

8.63%

Rank 11 of 15

Non-interest income vs. expense

$209.6M$273.5MINCOMEEXPENSE
Unfavorable gap of $63.9M · efficiency ratio beats 40% of banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area
Bank 61.69%Peer median 55.4%Q2 2025Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRank8-Qtr TrendPeer Position
Earnings
Return on Assets0.79%0.74%0.98%1.14%Beats 27%11 / 15
Return on Equity9.15%5.21%8.81%10.53%Beats 53%7 / 15
Net Interest Margin1.83%1.76%2.56%3.09%Beats 27%11 / 15
Efficiency Ratio61.69%49.33%55.36%65.80%Beats 40%10 / 15
Asset Quality
Nonperforming Loans / Loans0.00%0.39%0.66%0.92%Beats 100%1 / 15
Net Charge-Offs / Loans0.00%0.01%0.03%0.10%Beats 100%3 / 15
Capital
Tier 1 Capital Ratio23.40%12.31%14.32%17.39%Beats 80%3 / 15
Total Risk-Based Capital Ratio24.08%13.34%14.76%19.29%Beats 80%3 / 15
Equity / Assets8.63%8.06%10.22%12.59%Beats 27%11 / 15
Liquidity & Funding
Loans / Deposits26.45%52.62%85.61%96.57%7th pctl14 / 15
Loans / Assets23.40%32.81%69.81%78.17%7th pctl14 / 15
Brokered Deposits / Depositsn/aNot reported for this institution