Green Belt Bank & Trust
Iowa Falls, IA · Cert 26760 · Peer group: banks under $1B in assets in IA (n=134-135) · Green Belt Bcorp
State charter, non-member · FDIC · 9 branches
Q2 2026
$758.7MAssets
$637.4MLoans
$676.6MDeposits
$70.7MEquity
Executive Summary
- Strongest standing: return on equity outperforms 86% of banks under $1B in assets in IA (rank 19 of 135).
- Widest gap: tier 1 capital ratio trails 93% of banks under $1B in assets in IA (rank 125 of 135).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.41%
Rank 49 of 135
Net Interest Margin
3.22%
Rank 85 of 135
Efficiency Ratio
52.48%
Rank 45 of 135
Equity / Assets
9.32%
Rank 111 of 135
Non-interest income vs. expense
Unfavorable gap of $10.5M · efficiency ratio beats 67% of banks under $1B in assets in IA | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.41% | 0.92% | 1.19% | 1.47% | Beats 64% | 49 / 135 | | |
| Return on Equity | 15.10% | 7.99% | 10.26% | 13.14% | Beats 86% | 19 / 135 | | |
| Net Interest Margin | 3.22% | 2.95% | 3.41% | 3.73% | Beats 37% | 85 / 135 | | |
| Efficiency Ratio | 52.48% | 50.61% | 57.35% | 63.29% | Beats 67% | 45 / 135 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.04% | 0.03% | 0.51% | 1.26% | Beats 74% | 36 / 134 | | |
| Net Charge-Offs / Loans | 0.02% | n/a | 0.01% | 0.03% | Beats 34% | 90 / 134 | | |
| Capital |
| Tier 1 Capital Ratio | 10.13% | 11.23% | 13.31% | 15.45% | Beats 7% | 125 / 135 | | |
| Total Risk-Based Capital Ratio | 11.38% | 11.61% | 14.06% | 16.47% | Beats 22% | 105 / 135 | | |
| Equity / Assets | 9.32% | 9.87% | 11.05% | 13.07% | Beats 18% | 111 / 135 | | |
| Liquidity & Funding |
| Loans / Deposits | 94.20% | 68.54% | 81.55% | 91.24% | 80th pctl | 27 / 134 | | |
| Loans / Assets | 84.01% | 57.61% | 68.06% | 76.23% | 94th pctl | 8 / 135 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |