Bankers Bank, The
Oklahoma City, OK · Cert 26677 · Peer group: banks under $1B in assets in the Oklahoma City, OK area (n=25) · Bankers Bcorp of Oklahoma Inc.
State charter, Fed member · FED · 2 branches
Q2 2026
$310.5MAssets
$245.7MLoans
$243.4MDeposits
$39.6MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in the Oklahoma City, OK area (rank 8 of 25).
- Widest gap: efficiency ratio trails 80% of banks under $1B in assets in the Oklahoma City, OK area (rank 21 of 25).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
0.99%
Rank 11 of 25
Net Interest Margin
3.59%
Rank 18 of 25
Efficiency Ratio
80.20%
Rank 21 of 25
Equity / Assets
12.74%
Rank 2 of 25
Non-interest income vs. expense
Unfavorable gap of $7.1M · efficiency ratio beats 20% of banks under $1B in assets in the Oklahoma City, OK area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.99% | 0.60% | 0.90% | 1.27% | Beats 56% | 11 / 25 | | |
| Return on Equity | 7.80% | 6.92% | 9.16% | 13.29% | Beats 40% | 15 / 25 | | |
| Net Interest Margin | 3.59% | 3.56% | 3.82% | 4.10% | Beats 28% | 18 / 25 | | |
| Efficiency Ratio | 80.20% | 56.35% | 63.12% | 79.22% | Beats 20% | 21 / 25 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.93% | 0.33% | 0.76% | 2.35% | Beats 32% | 18 / 25 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.05% | Beats 100% | 8 / 25 | | |
| Capital |
| Tier 1 Capital Ratio | 14.08% | 10.27% | 12.02% | 13.99% | Beats 76% | 6 / 25 | | |
| Total Risk-Based Capital Ratio | 15.33% | 10.27% | 12.44% | 15.25% | Beats 76% | 6 / 25 | | |
| Equity / Assets | 12.74% | 8.64% | 10.07% | 11.05% | Beats 92% | 2 / 25 | | |
| Liquidity & Funding |
| Loans / Deposits | 100.98% | 70.71% | 82.03% | 97.03% | 84th pctl | 4 / 25 | | |
| Loans / Assets | 79.14% | 62.67% | 74.54% | 84.24% | 56th pctl | 11 / 25 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |