Firstrust Savings Bank
Conshohocken, PA · Cert 26647 · Peer group: banks $1B-$10B in assets operating regionally (n=176)
SI · FDIC · 18 branches
Q2 2026
$5.6BAssets
$4.6BLoans
$4.8BDeposits
$602.4MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 86% of banks $1B-$10B in assets operating regionally (rank 24 of 176).
- Widest gap: net charge-offs / loans trails 90% of banks $1B-$10B in assets operating regionally (rank 160 of 176).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.43%
Rank 57 of 176
Net Interest Margin
4.11%
Rank 24 of 176
Efficiency Ratio
54.76%
Rank 59 of 176
Equity / Assets
10.71%
Rank 78 of 176
Non-interest income vs. expense
Unfavorable gap of $111.1M · efficiency ratio beats 67% of banks $1B-$10B in assets operating regionally | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.43% | 0.93% | 1.26% | 1.54% | Beats 68% | 57 / 176 | |
| Return on Equity | 13.31% | 9.26% | 11.89% | 14.46% | Beats 62% | 67 / 176 | |
| Net Interest Margin | 4.11% | 3.25% | 3.59% | 3.93% | Beats 86% | 24 / 176 | |
| Efficiency Ratio | 54.76% | 52.79% | 59.55% | 67.66% | Beats 67% | 59 / 176 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.79% | 0.30% | 0.64% | 1.32% | Beats 42% | 103 / 176 | |
| Net Charge-Offs / Loans | 0.23% | 0.01% | 0.04% | 0.10% | Beats 10% | 160 / 176 | |
| Capital |
| Tier 1 Capital Ratio | 11.80% | 11.15% | 12.72% | 14.15% | Beats 38% | 110 / 176 | |
| Total Risk-Based Capital Ratio | 13.06% | 11.81% | 13.63% | 15.33% | Beats 41% | 103 / 176 | |
| Equity / Assets | 10.71% | 9.16% | 10.35% | 11.80% | Beats 56% | 78 / 176 | |
| Liquidity & Funding |
| Loans / Deposits | 97.23% | 80.94% | 89.73% | 97.21% | 76th pctl | 43 / 176 | |
| Loans / Assets | 82.39% | 69.25% | 75.12% | 80.82% | 82nd pctl | 32 / 176 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |