Grapevine, TX · Cert 26627 · Greater SW Bancshares Inc.
State charter, non-member · FDIC · 10 branches
Q2 2026
Market Position · Dallas-Fort Worth-Arlington, TX · 2026 SOD (annual) · 0.1% share · #62 of 166 inst. · $0.7B of $732.8B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.49% | 1.52% | 1.17% | 1.24% | 1.29% | -20 bps | |
| Return on Equity | 16.66% | 16.59% | 12.89% | 13.41% | 13.77% | -289 bps | |
| Net Interest Margin | 4.27% | 4.43% | 4.31% | 4.05% | 4.13% | -14 bps | |
| Efficiency Ratio | 57.29% | 57.99% | 66.59% | 61.92% | 61.96% | +466 bps | |
| Non-Interest Burden | 2.31% | 2.39% | 2.75% | 2.38% | 2.42% | +11 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.11% | 1.35% | 3.36% | 1.23% | 8.91% | +1,103 bps | |
| Loan Growth (YoY) | 10.62% | 10.25% | 5.04% | 0.27% | -2.04% | -1,265 bps | |
| Deposit Growth (YoY) | -3.25% | 0.62% | 2.56% | 0.22% | 8.76% | +1,201 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.14% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 1.02% | 1.05% | 1.11% | 1.11% | 1.09% | +7 bps | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | 8.2x | n/a | n/a | |
| Capital | |||||||
| Tier 1 Leverage Ratio | 9.37% | 9.72% | 9.42% | 9.47% | 9.66% | +28 bps | |
| Total Risk-Based Capital | 15.45% | 15.70% | 16.32% | 16.58% | 16.53% | +108 bps | |
| Equity / Assets | 9.20% | 9.07% | 9.03% | 9.48% | 9.29% | +9 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 74.81% | 70.79% | 68.05% | 69.09% | 67.39% | -743 bps | |
| Liquid Assets / Assets | 17.23% | 21.53% | 24.46% | 22.92% | 24.63% | +741 bps | |
| CRE / Total Capital | n/a | 442% | 420% | 407% | n/a | n/a | |