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Bank of the West

Grapevine, TX · Cert 26627 · Peer group: banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=28) · Greater SW Bancshares Inc.

State charter, non-member · FDIC · 10 branches

Q2 2026

$829.8MAssets
$503.4MLoans
$747.1MDeposits
$77.1MEquity

Executive Summary

  • Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 9 of 28).
  • Widest gap: equity / assets trails 82% of banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 23 of 28).
  • Overall: at or above the peer median on 8 of 9 directional measures.

Return on Assets

1.25%

Rank 13 of 28

Net Interest Margin

4.10%

Rank 13 of 28

Efficiency Ratio

61.94%

Rank 15 of 28

Equity / Assets

9.29%

Rank 23 of 28

Non-interest income vs. expense

$2.8M$22.3MINCOMEEXPENSE
Unfavorable gap of $19.5M · efficiency ratio beats 50% of banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area
Bank 61.94%Peer median 61.9%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRank8-Qtr TrendPeer Position
Earnings
Return on Assets1.25%1.12%1.22%1.47%Beats 54%13 / 28
Return on Equity13.41%8.64%12.47%13.41%Beats 75%7 / 28
Net Interest Margin4.10%3.77%4.06%4.51%Beats 54%13 / 28
Efficiency Ratio61.94%57.39%61.94%66.78%Beats 50%15 / 28
Asset Quality
Nonperforming Loans / Loans0.00%n/a0.28%1.06%Beats 100%9 / 28
Net Charge-Offs / Loans0.00%0.00%0.01%0.20%Beats 79%7 / 28
Capital
Tier 1 Capital Ratio15.31%12.55%13.77%17.51%Beats 68%9 / 28
Total Risk-Based Capital Ratio16.53%12.59%14.62%18.18%Beats 68%9 / 28
Equity / Assets9.29%9.58%11.17%13.58%Beats 18%23 / 28
Liquidity & Funding
Loans / Deposits67.39%66.90%84.79%89.14%29th pctl20 / 28
Loans / Assets60.67%57.58%73.59%77.32%32nd pctl19 / 28
Brokered Deposits / Depositsn/aNot reported for this institution