New York, NY · Cert 26621
FDIC · 1 branch
Q1 2016
Market Position · New York-Newark-Jersey City, NY-NJ-PA · 2015 SOD (annual) · 0.0% share · #204 of 219 inst. · $0.0B of $1502.0B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q2 2014 | Q3 2014 | Q4 2014 | Q1 2015 | Q2 2015 | Q3 2015 | Q4 2015 | Q1 2016 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 9.66% | 6.07% | 5.82% | 6.22% | 6.86% | 6.68% | 7.19% | 9.19% | +297 bps | |
| Return on Equity | 11.54% | 10.66% | 9.69% | 8.23% | 8.52% | 8.11% | 8.63% | 10.19% | +196 bps | |
| Net Interest Margin | 0.32% | 0.30% | 0.27% | 0.25% | 0.23% | 0.26% | 0.25% | 0.51% | +25 bps | |
| Efficiency Ratio | 40.40% | 43.22% | 46.35% | 49.59% | 51.27% | 53.83% | 52.36% | 0.24% | -4,935 bps | |
| Non-Interest Burden | -15.99% | -14.37% | -11.78% | -10.62% | -9.50% | -10.37% | -10.91% | -19.05% | -843 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 6.72% | 139.56% | 11.19% | 18.07% | -7.81% | -67.99% | -12.60% | -68.01% | -8,608 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | 1.23% | 47934% | 21774% | 29293% | 7166% | -94.20% | -51.93% | -99.99% | -2,939,330 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | 0.00% | n/a | n/a | n/a | 0.00% | n/a | n/a | n/a | n/a | |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | n/a | n/a | n/a | 78.36% | 74.02% | 79.74% | 81.19% | 58.52% | -1,984 bps | |
| Total Risk-Based Capital | 358% | 136.07% | 356% | 398% | 600% | 511% | 1106% | 36656% | +3,625,763 bps | |
| Equity / Assets | n/a | n/a | n/a | 74.31% | 92.09% | 88.61% | 87.28% | 97.65% | +2,334 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 93.96% | 92.19% | 91.27% | 91.99% | 99.57% | +561 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |