Bank of Hope
Los Angeles, CA · Cert 26610 · Peer group: banks over $10B in assets (n=142-144) · Hope Bcorp Inc.
State charter, non-member · FDIC · 75 branches
Q2 2026
$19.0BAssets
$15.0BLoans
$15.9BDeposits
$2.4BEquity
Executive Summary
- Strongest standing: equity / assets outperforms 68% of banks over $10B in assets (rank 46 of 144).
- Widest gap: return on equity trails 94% of banks over $10B in assets (rank 135 of 144).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.73%
Rank 133 of 144
Net Interest Margin
2.81%
Rank 109 of 144
Efficiency Ratio
64.20%
Rank 115 of 144
Equity / Assets
12.41%
Rank 46 of 144
Non-interest income vs. expense
Unfavorable gap of $307.5M · efficiency ratio beats 21% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.73% | 1.00% | 1.26% | 1.54% | Beats 8% | 133 / 144 | | |
| Return on Equity | 5.90% | 8.98% | 11.34% | 14.40% | Beats 6% | 135 / 144 | | |
| Net Interest Margin | 2.81% | 2.82% | 3.31% | 3.68% | Beats 24% | 109 / 144 | | |
| Efficiency Ratio | 64.20% | 49.42% | 56.02% | 62.41% | Beats 21% | 115 / 144 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.88% | 0.48% | 0.73% | 1.07% | Beats 37% | 90 / 142 | | |
| Net Charge-Offs / Loans | 0.13% | 0.05% | 0.11% | 0.22% | Beats 44% | 81 / 142 | | |
| Capital |
| Tier 1 Capital Ratio | 12.65% | 12.07% | 12.98% | 14.92% | Beats 41% | 85 / 144 | | |
| Total Risk-Based Capital Ratio | 13.65% | 13.39% | 14.14% | 16.25% | Beats 33% | 96 / 144 | | |
| Equity / Assets | 12.41% | 9.69% | 11.39% | 12.96% | Beats 68% | 46 / 144 | | |
| Liquidity & Funding |
| Loans / Deposits | 94.44% | 75.72% | 84.92% | 91.56% | 83rd pctl | 24 / 143 | | |
| Loans / Assets | 79.18% | 59.83% | 69.07% | 74.80% | 88th pctl | 17 / 144 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |