PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Chase Manhattan Private Bank, National Association

Tampa, FL · Cert 26566

FDIC

Q3 2001

$61.0MAssets
$1.7MLoans
$23.2MDeposits
$25.2MEquity
Deposit mix
70%Interest-bearing $16.2M30%Noninterest $7.1MQ3 2000Q3 2001

NIM

4.46%Q1 ’014.00%Q2 ’013.88%Q3 ’01-11%-4%

Non-interest income vs. expense

19.43%Q1 ’0115.49%Q2 ’0115.65%Q3 ’01-250%-12%

Executive Summary

  • Earnings: ROA of 3.38%, down 14 bps year over year; NIM at 3.49%.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY), with net charge-offs at 0.00%.
  • Funding: loans stand at 7.16% of deposits as of Q3 2001.

Financial Results

Return on Assets (YTD, annualized)

3.38%-14 bps YoY

Net Interest Margin (YTD, annualized)

3.49%

Efficiency Ratio (YTD, annualized)

73.32%

Tier 1 Leverage Ratio

n/a

Year to date, annualized, through each quarter.

MetricQ3 2000Q4 2000Q1 2001Q2 2001Q3 2001YoY ΔTrend
Earnings
Return on Assets3.53%3.27%2.69%3.55%3.38%-14 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/a4.10%3.64%3.49%n/a
Efficiency Ration/an/a80.64%73.45%73.32%n/a
Non-Interest Burdenn/an/a-0.56%-1.96%-2.20%n/a
Growth
Asset Growth (YoY)-20.88%-5.25%10.53%-9.73%3.85%+2,472 bps
Loan Growth (YoY)2.69%3.15%17.45%1.45%-9.17%-1,186 bps
Deposit Growth (YoY)-43.25%-18.49%13.26%-28.98%-3.07%+4,018 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/a0.00%0.00%0.00%n/a
Allowance / Loansn/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/a132.25%145.57%149.32%n/a
Equity / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits7.64%6.96%6.92%7.65%7.16%-48 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/a