Bank of Easton
North Easton, MA · Cert 26554 · Peer group: banks under $1B in assets operating in a single state (n=743-746)
State charter, Fed member · FED · 3 branches
Q2 2026
$249.0MAssets
$123.5MLoans
$222.5MDeposits
$24.0MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 85% of banks under $1B in assets operating in a single state (rank 114 of 743).
- Widest gap: net interest margin trails 97% of banks under $1B in assets operating in a single state (rank 723 of 746).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.71%
Rank 566 of 746
Net Interest Margin
2.10%
Rank 723 of 746
Efficiency Ratio
59.22%
Rank 269 of 746
Equity / Assets
9.63%
Rank 474 of 746
Non-interest income vs. expense
Unfavorable gap of $3.0M · efficiency ratio beats 64% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.71% | 0.72% | 1.06% | 1.45% | Beats 24% | 566 / 746 | | |
| Return on Equity | 7.33% | 6.74% | 10.51% | 13.63% | Beats 29% | 526 / 746 | | |
| Net Interest Margin | 2.10% | 3.17% | 3.68% | 4.16% | Beats 3% | 723 / 746 | | |
| Efficiency Ratio | 59.22% | 55.74% | 64.58% | 75.47% | Beats 64% | 269 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.42% | 1.07% | Beats 85% | 114 / 743 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 73% | 201 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 10.26% | 11.55% | 13.75% | 17.60% | Beats 11% | 661 / 746 | | |
| Total Risk-Based Capital Ratio | 10.26% | 11.71% | 14.33% | 18.43% | Beats 10% | 668 / 746 | | |
| Equity / Assets | 9.63% | 8.90% | 10.51% | 13.06% | Beats 36% | 474 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 55.52% | 61.31% | 78.27% | 90.78% | 18th pctl | 612 / 746 | | |
| Loans / Assets | 49.61% | 53.60% | 66.97% | 76.08% | 20th pctl | 594 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |