Bank of Easton
North Easton, MA · Cert 26554 · Peer group: banks under $1B in assets operating in a single state (n=748-752)
State charter, Fed member · FED · 3 branches
Q2 2026
$249.0MAssets
$123.5MLoans
$222.5MDeposits
$24.0MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 85% of banks under $1B in assets operating in a single state (rank 114 of 748).
- Widest gap: net interest margin trails 97% of banks under $1B in assets operating in a single state (rank 729 of 752).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.71%
Rank 572 of 752
Net Interest Margin
2.10%
Rank 729 of 752
Efficiency Ratio
59.22%
Rank 269 of 752
Equity / Assets
9.63%
Rank 489 of 752
Non-interest income vs. expense
Unfavorable gap of $3.0M · efficiency ratio beats 64% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.71% | 0.72% | 1.07% | 1.45% | Beats 24% | 572 / 752 | |
| Return on Equity | 7.33% | 6.78% | 10.58% | 13.65% | Beats 29% | 533 / 752 | |
| Net Interest Margin | 2.10% | 3.18% | 3.69% | 4.17% | Beats 3% | 729 / 752 | |
| Efficiency Ratio | 59.22% | 55.75% | 64.49% | 75.47% | Beats 64% | 269 / 752 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.42% | 1.03% | Beats 85% | 114 / 748 | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 74% | 199 / 748 | |
| Capital |
| Tier 1 Capital Ratio | 10.26% | 11.55% | 13.75% | 17.60% | Beats 11% | 667 / 752 | |
| Total Risk-Based Capital Ratio | 10.26% | 11.70% | 14.33% | 18.47% | Beats 10% | 675 / 752 | |
| Equity / Assets | 9.63% | 8.93% | 10.56% | 13.13% | Beats 35% | 489 / 752 | |
| Liquidity & Funding |
| Loans / Deposits | 55.52% | 62.23% | 78.64% | 91.26% | 17th pctl | 623 / 752 | |
| Loans / Assets | 49.61% | 54.61% | 67.41% | 76.47% | 19th pctl | 607 / 752 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |