Security Bank of Southwest Missouri
Cassville, MO · Cert 26520 · Peer group: banks under $1B in assets in MO (n=82-83)
State charter, non-member · FDIC · 3 branches
Q2 2026
$146.8MAssets
$114.7MLoans
$127.7MDeposits
$18.7MEquity
Executive Summary
- Strongest standing: return on assets outperforms 98% of banks under $1B in assets in MO (rank 2 of 83).
- Widest gap: net charge-offs / loans trails 89% of banks under $1B in assets in MO (rank 74 of 82).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
2.33%
Rank 2 of 83
Net Interest Margin
4.79%
Rank 8 of 83
Efficiency Ratio
42.49%
Rank 7 of 83
Equity / Assets
12.71%
Rank 25 of 83
Non-interest income vs. expense
Unfavorable gap of $2.4M · efficiency ratio beats 93% of banks under $1B in assets in MO | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.33% | 0.96% | 1.32% | 1.75% | Beats 98% | 2 / 83 | | |
| Return on Equity | 18.35% | 9.66% | 12.96% | 15.76% | Beats 88% | 10 / 83 | | |
| Net Interest Margin | 4.79% | 3.35% | 3.85% | 4.16% | Beats 90% | 8 / 83 | | |
| Efficiency Ratio | 42.49% | 49.83% | 58.83% | 68.51% | Beats 93% | 7 / 83 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.18% | 0.08% | 0.51% | 1.01% | Beats 12% | 73 / 82 | | |
| Net Charge-Offs / Loans | 0.12% | 0.00% | 0.01% | 0.06% | Beats 11% | 74 / 82 | | |
| Capital |
| Tier 1 Capital Ratio | 12.74% | 11.01% | 12.49% | 14.98% | Beats 54% | 38 / 83 | | |
| Total Risk-Based Capital Ratio | 12.74% | 11.13% | 13.01% | 15.10% | Beats 48% | 43 / 83 | | |
| Equity / Assets | 12.71% | 8.83% | 10.71% | 13.29% | Beats 70% | 25 / 83 | | |
| Liquidity & Funding |
| Loans / Deposits | 89.83% | 69.28% | 83.22% | 91.21% | 71st pctl | 24 / 82 | | |
| Loans / Assets | 78.15% | 59.34% | 71.15% | 78.36% | 73rd pctl | 22 / 83 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |