Stoughton, MA · Cert 26513 · Peer group: banks under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (n=28-29)
State charter, Fed member · FED · 1 branch
Q2 2026
$135.2MAssets
$107.9MLoans
$117.1MDeposits
$12.7MEquity
Executive Summary
Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 6 of 29).
Widest gap: total risk-based capital ratio trails 86% of banks under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 25 of 29).
Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
0.70%
Rank 4 of 29
Net Interest Margin
2.79%
Rank 13 of 29
Efficiency Ratio
68.42%
Rank 4 of 29
Equity / Assets
9.41%
Rank 17 of 29
Non-interest income vs. expense
Unfavorable gap of $2.5M · efficiency ratio beats 90% of banks under $1B in assets in the Boston-Cambridge-Newton, MA-NH area