Trunorth Bank
Peabody, MA · Cert 26484 · Peer group: banks $1B-$10B in assets in the Boston-Cambridge-Newton, MA-NH area (n=27) · Hometown Financial Group MHC
State charter, Fed member · FED · 2 affiliate banks · 29 branches (55 in holding)
Q2 2026
$3.3BAssets
$2.5BLoans
$2.7BDeposits
$489.5MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 89% of banks $1B-$10B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 3 of 27).
- Widest gap: net charge-offs / loans trails 81% of banks $1B-$10B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 23 of 27).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
1.04%
Rank 5 of 27
Net Interest Margin
4.10%
Rank 3 of 27
Efficiency Ratio
60.86%
Rank 8 of 27
Equity / Assets
14.72%
Rank 4 of 27
Non-interest income vs. expense
Unfavorable gap of $75.3M · efficiency ratio beats 74% of banks $1B-$10B in assets in the Boston-Cambridge-Newton, MA-NH area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.04% | 0.48% | 0.78% | 0.99% | Beats 81% | 5 / 27 | | |
| Return on Equity | 7.07% | 5.50% | 7.06% | 8.20% | Beats 52% | 13 / 27 | | |
| Net Interest Margin | 4.10% | 2.49% | 2.70% | 3.34% | Beats 89% | 3 / 27 | | |
| Efficiency Ratio | 60.86% | 59.27% | 68.19% | 75.85% | Beats 74% | 8 / 27 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.58% | 0.20% | 0.58% | 1.15% | Beats 52% | 14 / 27 | | |
| Net Charge-Offs / Loans | 0.06% | 0.00% | 0.01% | 0.05% | Beats 19% | 23 / 27 | | |
| Capital |
| Tier 1 Capital Ratio | 15.98% | 13.21% | 14.69% | 16.81% | Beats 63% | 10 / 27 | | |
| Total Risk-Based Capital Ratio | 16.59% | 13.71% | 15.43% | 18.07% | Beats 63% | 10 / 27 | | |
| Equity / Assets | 14.72% | 9.62% | 11.14% | 13.14% | Beats 85% | 4 / 27 | | |
| Liquidity & Funding |
| Loans / Deposits | 92.65% | 91.42% | 101.19% | 107.11% | 26th pctl | 20 / 27 | | |
| Loans / Assets | 75.31% | 75.31% | 80.56% | 83.39% | 22nd pctl | 21 / 27 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |