Community State Bank of Canton
Canton, OK · Cert 26416 · Peer group: banks under $1B in assets in OK (n=88-89) · Canton Bancshares Inc.
State charter, non-member · FDIC · 2 branches
Q2 2026
$73.0MAssets
$53.3MLoans
$63.4MDeposits
$9.4MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 78% of banks under $1B in assets in OK (rank 20 of 89).
- Widest gap: net charge-offs / loans trails 66% of banks under $1B in assets in OK (rank 59 of 88).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.46%
Rank 29 of 89
Net Interest Margin
4.62%
Rank 20 of 89
Efficiency Ratio
57.88%
Rank 38 of 89
Equity / Assets
12.89%
Rank 28 of 89
Non-interest income vs. expense
Unfavorable gap of $1.9M · efficiency ratio beats 58% of banks under $1B in assets in OK | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.46% | 0.85% | 1.26% | 1.60% | Beats 67% | 29 / 89 | |
| Return on Equity | 11.30% | 7.40% | 11.89% | 14.65% | Beats 47% | 47 / 89 | |
| Net Interest Margin | 4.62% | 3.46% | 3.93% | 4.45% | Beats 78% | 20 / 89 | |
| Efficiency Ratio | 57.88% | 54.70% | 60.95% | 71.14% | Beats 58% | 38 / 89 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.34% | 0.30% | 0.82% | 2.25% | Beats 70% | 27 / 88 | |
| Net Charge-Offs / Loans | 0.09% | 0.00% | 0.03% | 0.20% | Beats 34% | 59 / 88 | |
| Capital |
| Tier 1 Capital Ratio | 12.90% | 10.89% | 13.00% | 16.33% | Beats 48% | 46 / 89 | |
| Total Risk-Based Capital Ratio | 12.90% | 11.20% | 13.06% | 16.33% | Beats 45% | 49 / 89 | |
| Equity / Assets | 12.89% | 9.26% | 10.94% | 13.52% | Beats 69% | 28 / 89 | |
| Liquidity & Funding |
| Loans / Deposits | 84.01% | 61.51% | 72.27% | 84.01% | 75th pctl | 22 / 88 | |
| Loans / Assets | 72.95% | 52.51% | 63.15% | 71.27% | 78th pctl | 20 / 89 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |