American National Bank
Oakland Park, FL · Cert 26398 · Peer group: banks under $1B in assets (n=547-599)
FDIC · 1 branch
Q1 2025
$452.4MAssets
$317.3MLoans
$387.4MDeposits
$57.0MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets (rank 84 of 547).
- Widest gap: net interest margin trails 75% of banks under $1B in assets (rank 451 of 598).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
0.80%
Rank 323 of 599
Net Interest Margin
2.80%
Rank 451 of 598
Efficiency Ratio
63.70%
Rank 197 of 598
Equity / Assets
12.59%
Rank 160 of 598
Non-interest income vs. expense
Unfavorable gap of $7.4M · efficiency ratio beats 67% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.80% | 0.47% | 0.86% | 1.38% | Beats 46% | 323 / 599 | |
| Return on Equity | 6.32% | 4.56% | 8.90% | 12.65% | Beats 33% | 400 / 598 | |
| Net Interest Margin | 2.80% | 2.82% | 3.31% | 3.84% | Beats 25% | 451 / 598 | |
| Efficiency Ratio | 63.70% | 60.53% | 70.73% | 82.91% | Beats 67% | 197 / 598 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.06% | 0.34% | 0.91% | Beats 100% | 84 / 547 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.02% | Beats 100% | 209 / 547 | |
| Capital |
| Tier 1 Capital Ratio | 17.72% | 11.11% | 13.78% | 18.22% | Beats 73% | 164 / 598 | |
| Total Risk-Based Capital Ratio | 18.32% | 11.62% | 14.42% | 19.14% | Beats 71% | 171 / 598 | |
| Equity / Assets | 12.59% | 8.34% | 10.07% | 12.96% | Beats 73% | 160 / 598 | |
| Liquidity & Funding |
| Loans / Deposits | 81.89% | 60.71% | 77.02% | 90.89% | 58th pctl | 235 / 561 | |
| Loans / Assets | 70.13% | 54.47% | 67.19% | 77.36% | 56th pctl | 241 / 547 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |