Bonvenu Bank, N.A.
Bossier City, LA · Cert 26381 · Peer group: banks $1B-$10B in assets operating in a single state (n=266-267) · Bonvenu Bcorp Inc.
National charter · OCC · 14 branches
Q2 2026
$1.6BAssets
$1.0BLoans
$1.4BDeposits
$139.3MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 95% of banks $1B-$10B in assets operating in a single state (rank 17 of 267).
- Widest gap: efficiency ratio trails 84% of banks $1B-$10B in assets operating in a single state (rank 224 of 266).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.78%
Rank 223 of 267
Net Interest Margin
3.08%
Rank 210 of 267
Efficiency Ratio
74.02%
Rank 224 of 266
Equity / Assets
8.97%
Rank 214 of 267
Non-interest income vs. expense
Unfavorable gap of $33.2M · efficiency ratio beats 16% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.78% | 0.93% | 1.23% | 1.55% | Beats 16% | 223 / 267 | | |
| Return on Equity | 8.68% | 9.16% | 11.84% | 14.56% | Beats 22% | 208 / 267 | | |
| Net Interest Margin | 3.08% | 3.12% | 3.50% | 3.88% | Beats 21% | 210 / 267 | | |
| Efficiency Ratio | 74.02% | 51.36% | 60.21% | 69.66% | Beats 16% | 224 / 266 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.13% | 0.19% | 0.46% | 0.89% | Beats 83% | 47 / 267 | | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.02% | 0.06% | Beats 95% | 17 / 267 | | |
| Capital |
| Tier 1 Capital Ratio | 13.50% | 11.29% | 13.05% | 15.13% | Beats 57% | 115 / 267 | | |
| Total Risk-Based Capital Ratio | 14.66% | 11.95% | 13.87% | 16.27% | Beats 59% | 109 / 267 | | |
| Equity / Assets | 8.97% | 9.18% | 10.29% | 11.76% | Beats 20% | 214 / 267 | | |
| Liquidity & Funding |
| Loans / Deposits | 75.22% | 72.68% | 86.16% | 95.22% | 28th pctl | 193 / 267 | | |
| Loans / Assets | 66.77% | 62.46% | 71.96% | 78.38% | 32nd pctl | 182 / 267 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |