Bonvenu Bank, N.A.
Bossier City, LA · Cert 26381 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · Bonvenu Bcorp Inc.
National charter · OCC · 14 branches
Q2 2026
$1.6BAssets
$1.0BLoans
$1.4BDeposits
$139.3MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 94% of banks $1B-$10B in assets operating in a single state (rank 20 of 258).
- Widest gap: efficiency ratio trails 84% of banks $1B-$10B in assets operating in a single state (rank 216 of 257).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.78%
Rank 216 of 258
Net Interest Margin
3.08%
Rank 205 of 258
Efficiency Ratio
74.02%
Rank 216 of 257
Equity / Assets
8.97%
Rank 201 of 258
Non-interest income vs. expense
Unfavorable gap of $33.2M · efficiency ratio beats 16% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.78% | 0.93% | 1.23% | 1.54% | Beats 16% | 216 / 258 | | |
| Return on Equity | 8.68% | 9.26% | 11.84% | 14.74% | Beats 21% | 203 / 258 | | |
| Net Interest Margin | 3.08% | 3.16% | 3.49% | 3.88% | Beats 21% | 205 / 258 | | |
| Efficiency Ratio | 74.02% | 51.71% | 60.30% | 69.65% | Beats 16% | 216 / 257 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.13% | 0.19% | 0.46% | 0.90% | Beats 83% | 46 / 258 | | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.02% | 0.07% | Beats 94% | 20 / 258 | | |
| Capital |
| Tier 1 Capital Ratio | 13.50% | 11.41% | 12.98% | 15.12% | Beats 57% | 111 / 258 | | |
| Total Risk-Based Capital Ratio | 14.66% | 12.10% | 13.91% | 16.08% | Beats 59% | 105 / 258 | | |
| Equity / Assets | 8.97% | 9.09% | 10.24% | 11.72% | Beats 22% | 201 / 258 | | |
| Liquidity & Funding |
| Loans / Deposits | 75.22% | 73.24% | 86.34% | 95.95% | 28th pctl | 187 / 258 | | |
| Loans / Assets | 66.77% | 63.01% | 72.27% | 78.40% | 31st pctl | 177 / 258 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |