Bossier City, LA · Cert 26381 · Bonvenu Bcorp Inc.
National charter · OCC · 14 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks $1B-$10B in assets operating in a single state (n=257 to 258). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
46
Asset Quality
89
Profitability
19
Liquidity
50
Efficiency
16
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Bossier City, LA · Cert 26381 · Bonvenu Bcorp Inc.
National charter · OCC · 14 branches
Q2 2026
Market Position · Shreveport-Bossier City, LA · 2026 SOD (annual) · 11.5% share · #3 of 23 inst. · $1.1B of $9.6B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.42% | 0.39% | 0.56% | 0.48% | 0.52% | 0.54% | 0.63% | 0.76% | +28 bps | |
| Return on Equity | 5.08% | 4.82% | 6.78% | 5.85% | 6.23% | 6.38% | 7.37% | 8.75% | +290 bps | |
| Net Interest Margin | 2.50% | 2.53% | 2.64% | 2.60% | 2.69% | 2.79% | 2.99% | 3.08% | +48 bps | |
| Efficiency Ratio | 82.35% | 83.77% | 78.36% | 79.26% | 79.00% | 79.24% | 76.24% | 74.02% | -524 bps | |
| Non-Interest Burden | 1.97% | 2.04% | 1.94% | 1.95% | 2.01% | 2.10% | 2.17% | 2.10% | +15 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.17% | -3.54% | -0.30% | 2.31% | -1.07% | 5.05% | 2.49% | -1.76% | -407 bps | |
| Loan Growth (YoY) | 7.01% | 4.58% | 3.99% | 0.39% | -3.24% | -4.92% | 1.73% | -1.80% | -219 bps | |
| Deposit Growth (YoY) | 1.40% | 4.45% | 1.24% | 6.04% | 0.94% | 5.15% | 4.96% | 0.06% | -598 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.10% | 0.08% | 0.09% | 0.08% | 0.04% | 0.10% | 0.13% | 0.13% | +5 bps | |
| Net Charge-Offs / Loans | -0.05% | -0.04% | 0.02% | 0.08% | 0.06% | 0.04% | 0.00% | 0.00% | -8 bps | |
| Allowance / Loans | 1.13% | 1.15% | 1.16% | 1.16% | 1.18% | 1.17% | 1.13% | 1.15% | -1 bps | |
| Allowance Coverage of NPLs | 11.5x | 14.1x | 13.1x | 15.0x | 26.8x | 12.2x | 8.9x | 9.0x | -6.0x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 10.05% | 10.08% | 9.91% | 9.84% | 9.92% | 10.19% | 9.66% | 10.04% | +20 bps | |
| Total Risk-Based Capital | 14.21% | 14.26% | 14.34% | 14.63% | 14.77% | 15.13% | 14.22% | 14.66% | +3 bps | |
| Equity / Assets | 8.67% | 8.11% | 8.30% | 8.37% | 8.84% | 8.57% | 8.63% | 8.97% | +61 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 81.86% | 79.61% | 79.66% | 76.63% | 78.47% | 71.99% | 77.21% | 75.22% | -142 bps | |
| Liquid Assets / Assets | 3.27% | 3.97% | 6.02% | 7.79% | 2.78% | 10.52% | 5.21% | 4.93% | -286 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 435% | 409% | 449% | n/a | n/a | |
Bossier City, LA · Cert 26381 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · Bonvenu Bcorp Inc.
National charter · OCC · 14 branches
Q2 2026
Return on Assets
0.78%
Rank 216 of 258
Net Interest Margin
3.08%
Rank 205 of 258
Efficiency Ratio
74.02%
Rank 216 of 257
Equity / Assets
8.97%
Rank 201 of 258
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.78% | 0.93% | 1.23% | 1.54% | Beats 16% | 216 / 258 | ||
| Return on Equity | 8.68% | 9.26% | 11.84% | 14.74% | Beats 21% | 203 / 258 | ||
| Net Interest Margin | 3.08% | 3.16% | 3.49% | 3.88% | Beats 21% | 205 / 258 | ||
| Efficiency Ratio | 74.02% | 51.71% | 60.30% | 69.65% | Beats 16% | 216 / 257 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.13% | 0.19% | 0.46% | 0.90% | Beats 83% | 46 / 258 | ||
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.02% | 0.07% | Beats 94% | 20 / 258 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 13.50% | 11.41% | 12.98% | 15.12% | Beats 57% | 111 / 258 | ||
| Total Risk-Based Capital Ratio | 14.66% | 12.10% | 13.91% | 16.08% | Beats 59% | 105 / 258 | ||
| Equity / Assets | 8.97% | 9.09% | 10.24% | 11.72% | Beats 22% | 201 / 258 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 75.22% | 73.24% | 86.34% | 95.95% | 28th pctl | 187 / 258 | ||
| Loans / Assets | 66.77% | 63.01% | 72.27% | 78.40% | 31st pctl | 177 / 258 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||