West Point, NE · Cert 26185 · Nationwide Bankshares Inc.
State charter, Fed member · FED · 6 branches
Q2 2026
Market Position · Omaha, NE-IA · 2026 SOD (annual) · 0.2% share · #52 of 77 inst. · $0.1B of $42.7B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.07% | 1.11% | 1.10% | 1.00% | 1.24% | +16 bps | |
| Return on Equity | 12.30% | 12.59% | 12.40% | 11.13% | 13.74% | +144 bps | |
| Net Interest Margin | 3.65% | 3.70% | 3.72% | 3.73% | 3.70% | +6 bps | |
| Efficiency Ratio | 78.55% | 78.23% | 78.63% | 80.49% | 77.59% | -96 bps | |
| Non-Interest Burden | 2.19% | 2.21% | 2.26% | 2.32% | 2.04% | -15 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 9.81% | 9.65% | 8.62% | 9.82% | 7.59% | -222 bps | |
| Loan Growth (YoY) | 10.56% | 14.53% | 11.90% | 11.32% | 5.72% | -484 bps | |
| Deposit Growth (YoY) | 9.34% | 9.16% | 8.65% | 9.84% | 10.67% | +134 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.29% | 0.44% | 0.23% | 0.36% | 0.26% | -3 bps | |
| Net Charge-Offs / Loans | 0.06% | 0.04% | 0.03% | -0.01% | 0.02% | -4 bps | |
| Allowance / Loans | 1.17% | 1.18% | 1.22% | 1.24% | 1.24% | +7 bps | |
| Allowance Coverage of NPLs | 4.1x | 2.7x | 5.3x | 3.4x | 4.7x | +0.7x | |
| Capital | |||||||
| Tier 1 Leverage Ratio | 9.17% | 9.45% | 9.33% | 9.26% | 9.27% | +9 bps | |
| Total Risk-Based Capital | 9.17% | 9.45% | 9.33% | 9.26% | 9.27% | +9 bps | |
| Equity / Assets | 8.67% | 8.96% | 9.22% | 8.78% | 8.99% | +32 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 92.58% | 93.31% | 92.08% | 88.56% | 88.43% | -415 bps | |
| Liquid Assets / Assets | 7.49% | 7.42% | 6.34% | 9.25% | 9.75% | +225 bps | |
| CRE / Total Capital | n/a | 243% | 254% | 249% | n/a | n/a | |