Charter West Bank
West Point, NE · Cert 26185 · Peer group: banks under $1B in assets in NE (n=83) · Nationwide Bankshares Inc.
State charter, Fed member · FED · 6 branches
Q2 2026
$547.9MAssets
$430.0MLoans
$486.3MDeposits
$49.2MEquity
Executive Summary
- Strongest standing: return on equity outperforms 77% of banks under $1B in assets in NE (rank 19 of 83).
- Widest gap: total risk-based capital ratio trails 96% of banks under $1B in assets in NE (rank 80 of 83).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
1.19%
Rank 44 of 83
Net Interest Margin
3.70%
Rank 34 of 83
Efficiency Ratio
77.59%
Rank 75 of 83
Equity / Assets
8.99%
Rank 77 of 83
Non-interest income vs. expense
Unfavorable gap of $11.1M · efficiency ratio beats 11% of banks under $1B in assets in NE | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.19% | 0.93% | 1.20% | 1.51% | Beats 47% | 44 / 83 | |
| Return on Equity | 13.27% | 8.04% | 10.34% | 13.11% | Beats 77% | 19 / 83 | |
| Net Interest Margin | 3.70% | 3.25% | 3.62% | 4.02% | Beats 59% | 34 / 83 | |
| Efficiency Ratio | 77.59% | 51.13% | 59.95% | 67.19% | Beats 11% | 75 / 83 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.26% | 0.00% | 0.19% | 0.96% | Beats 42% | 49 / 83 | |
| Net Charge-Offs / Loans | 0.02% | n/a | 0.00% | 0.02% | Beats 25% | 63 / 83 | |
| Capital |
| Tier 1 Capital Ratio | 9.27% | 10.94% | 13.24% | 16.62% | Beats 4% | 80 / 83 | |
| Total Risk-Based Capital Ratio | 9.27% | 11.04% | 13.54% | 17.63% | Beats 4% | 80 / 83 | |
| Equity / Assets | 8.99% | 9.90% | 11.31% | 13.84% | Beats 7% | 77 / 83 | |
| Liquidity & Funding |
| Loans / Deposits | 88.43% | 71.97% | 83.15% | 92.22% | 66th pctl | 28 / 83 | |
| Loans / Assets | 78.48% | 57.96% | 69.15% | 77.64% | 77th pctl | 19 / 83 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |